Budget planner & habit tracker for iPhone
Know where your money goes.
Without a bank login.
See what's left to spend and where the month will end. Reminders, to-dos, habits, chores and groceries live in the same app, so it's one subscription, not six.
7-day free trial · Cancel anytime · iPhone
- No bank login
- No ads
- Forecast runs on your phone
- Made in Canada
Inside the app
Nine tools. One download.
Tap a tool to see what it does.
See what is left to spend, and where the month will end.
- The 50/30/20 split between needs, wants and savings, worked out for you.
- A month-end forecast that runs on your phone and warns you before you overspend.
- Net worth tracking. No bank login: you add what you spend.
Bills and errands, remembered for you.
- Type it the way you say it: "pay hydro bill Friday at 9".
- Nudges that keep coming until it is actually done.
- Calendar view of everything that is due.
Brain-dump everything, then do one thing.
- Quick capture in plain English, with priorities and subtasks.
- Recurring tasks for the things that never stay done.
- Focus view shows one task when the list gets loud.
Routines in time blocks, not a guilt list.
- Morning, work and evening blocks with streaks.
- Gentle nudges before a block ends.
- ADHD Mode adds a got-derailed reset, Flow Mode and a body-double timer.
A chore chart the kids will actually use.
- A chart for every kid, with one-tap check-offs.
- Stars toward rewards you choose, like picking Friday dinner.
- Kid Mode shows them only their own list. Allowance is optional.
Chores
Maya's chores
- Make bed ⭐ 1
- Feed the cat ⭐ 2
- Empty dishwasher ⭐ 3
- Reward: pick Friday dinner 6 / 10 ⭐
Your shopping list and pantry in one place.
- One list for the whole trip, ticked off as you shop.
- Pantry inventory so you know what is already at home.
- Foresight tells you what is about to run out before you notice.
Foresight is part of Pro.
Grocery
This week
- Milk Running low
- Eggs ✓
- Bananas ✓
- Coffee Due in 3 days
Trips and shared bills, settled without the awkward text.
- Groups for trips, roommates and dinners.
- Who owes whom, worked out for you.
- Handles more than one currency.
Know your rhythm, privately.
- Every phase of your cycle explained.
- A discreet mode for shared screens.
- Cycle data is never sent to AI. Backup is off unless you turn it on.
Side projects and work tasks, without another app.
- Kanban boards for projects.
- Time tracking and custom fields.
- Automation rules for the repetitive steps.
Work Flow
Website refresh
- To do · Write copy 2h
- Doing · New hero 1h 20m
- Done · Fix mobile menu ✓
The tools talk to each other
Separate apps can't do this.
A no-spend day ticks itself off
Set a no-spend habit and Budget tells Habits when the day stayed at $0.
Finish a task, finish the routine
Completing a To Do counts toward your deep-work block in Habits.
One switch for ADHD Mode
To Do, Reminders and Habits each add extra scaffolding when you turn it on.
Pricing, simply
One subscription instead of six
Boon Tools covers what these apps do separately. Plus is US$4.99 a month (CA$6.99 in Canada), and every plan starts with a 7-day free trial.
- YNAB· BudgetUS$14.99/mo
- Todoist· To-dosUS$5.00/mo
- Flo· CycleUS$10.00/mo
- Fabulous· HabitsUS$10.00/mo
- Asana· ProjectsUS$11.00/mo
- Splitwise· BillsUS$4.00/mo
Vendor list prices in USD, checked September 2026.
Your money stays your business.
No bank login. Ever.
Boon Tools never asks for banking credentials and never connects to your accounts.
The forecast runs on your phone
Your month-end spending forecast is worked out on-device, with no server or AI call.
No ads. No data selling.
No ad SDKs in the app. We make money from subscriptions, not from you.
Free on the web, no account
Recipes and calculators you can use right now in your browser.
Questions before you download
Is Boon Tools free?
You get a 7-day free trial on the App Store. After that it is Plus at US$4.99/month or US$44.90/year (CA$6.99 / CA$62.90 in Canada), or Pro at US$9.99/month or US$89.90/year. Cancel any time in your iPhone settings before the trial ends and you are not charged.
Do I have to connect my bank?
No. Boon Tools never asks for bank credentials or connects to your accounts. You add your income and spending yourself, which also means you decide what is in your budget.
Is it on Android?
No. Boon Tools is an iPhone app.
What is the difference between Plus and Pro?
Plus unlocks all nine tools and cloud sync. Pro adds the AI features, such as creating tasks from a sentence and the daily briefing, plus shared reminder lists and Grocery Foresight.
Will my data move to a new phone?
Yes. On Plus and Pro your budgets, reminders and routines sync to your account, so a new phone does not mean starting over.
Are there ads?
No. There are no ads in the app and we do not sell your data. We make money from subscriptions.